Here are four reasons why calling roofers should be your first choice:
1. Roofers Are Experts
Unlike insurance adjusters, roofing companies can provide expert analysis on the extent of the damage. Generally, the adjusters will look for surface damage and not delve into the deeper causes. Ultimately, your roof might get worse over time because the underlying issue is not dealt with and will accrue claim after claim.
By calling a roofer, you can get an accurate assessment of the damage. The roofer will be better able to determine where to look for the damage, the deeper causes, and what roofing material would be necessary to fix the damage. After an inspection, the roofer can give a clear idea of the scope of work to the adjuster and get you a better settlement.
2. Roofers Have Experience Dealing with Insurance Companies
Dealing with insurance companies is complicated and time-consuming. A mistake in your claim can set you back thousands of dollars, so you have to be extra careful in the process. By calling a roofer first, you can save yourself a whole lot of trouble. However, be aware that not all roofing companies have experience dealing with insurance companies.
3. Avoid Paperwork, Save Time
Filing claims is a tedious process. It can be ambiguous, and you’ll have to get into the details of the policy. And in many cases, a mistake can get the claim rejected. While the insurance adjuster represents the insurance company, the roofer represents you. They can inspect the damage, work with the adjuster, and ensure timely repair or replacement of the roof.
4. Determine If Filing Is Necessary
In many cases, filing the claim might not even be beneficial. Filing such a claim can raise your insurance policy premium and cost a lot more in the long run. But you can only know if filing is worthwhile by having a contractor assess the extent of damage and provide the cost of repair.
The bottom line is that calling an expert roofing contractor can save you a lot of time and trouble. They can assess the extent of damage, deal with the paperwork, correspond with the adjusters, and get your roof the best repair or replacement possible. Check with your roofing company to see if they can work with your insurance company for a roof damage claim.